This is a real public investing project.
I’m documenting a long-term journey from 3K to 1M — starting with 3,000 PLN (~$800).
No hype. Real portfolio. Real lessons.
3K to 1M Investing Challenge is a real, public long-term investing project. I’m starting with 3,000 PLN (around $800) and documenting the entire journey toward 1,000,000 — step by step, with full transparency. There are no shortcuts here, no secret signals and no hype. My goal is to show what long-term investing really looks like: the decisions, discipline, psychology, mistakes and lessons that shape the process of building capital over time.
For years I spent too much time staring at charts and chasing trades. Today my focus is different — patience, risk management, mindset and consistency. This project helps me stay disciplined, while also giving others an honest look behind the scenes of a real portfolio. You’ll find reflections, portfolio updates and practical insights — not financial promises.
A bit of history behind the “3K to 1M Investing Challenge”
The project was launched in April (2025) and from the very beginning it has been run publicly in Poland. All portfolio results have been tracked and published together with statistics on TipRanks to ensure full transparency.
The initial deposit was 3,000 PLN (~$750) — and that amount was not chosen by accident. In Poland, this is close to the average starting capital for many people who decide to begin their investing journey. I wanted to show that even a relatively small amount can become the foundation for building long-term wealth in a systematic and disciplined way. The portfolio also receives a monthly top-up of 1,000 PLN (~$250) to reflect the approach of a regular investor who consistently sets aside part of their income.
The rate of return for 2025 reached 30%, which means the portfolio outperformed the benchmark by roughly 11%. That’s especially satisfying because it was achieved without taking excessive risks and without chasing the market.
link to statistics - https://www.tipranks.com/experts/investors/1829252/rafal-wawrzyniuk
From the beginning of 2026, the project is also being run in English, so that a global audience can follow the journey. This is how the international version — 3K to 1M Investing Challenge — was created. The core principles remain exactly the same: transparency, long-term thinking, discipline and education through a real-life example.
This project is not about showing a “perfect investor”. It’s a record of a real journey — including good decisions, mistakes, emotions and lessons learned along the way. I strongly believe that success in investing is not about one lucky shot, but about process, patience and consistency. My goal is to inspire people to invest wisely and consciously — without hype and without false promises of quick profits.
This is not financial advice and I do not guarantee any results. I simply share my own experience and investing journey so others can see both the wins and the difficult moments that are part of real-world investing.
⚠️ Scam warning: I will never DM you about investments, crypto or ask you for money. If someone does that while claiming to be me — it’s a scam.
If you’re interested in a genuine long-term investing journey — from 3K to 1M — built on honesty, patience and discipline rather than hype, then you’re in the right place.